Welcome to part two of our exploration into the world of prop firms. This time, we’re breaking down everything you need to know about My Funded Futures in 2025. If you’re overwhelmed by all the account options and details, don’t worry—you’re not alone. Let’s simplify it for you so you can make an informed decision.
What’s New in 2025?
My Funded Futures has introduced several account types, each catering to different trader needs. While this adds variety, it can also feel overwhelming. Let’s focus on the key accounts and features to help you pick the right one.
Starter Account ($50K)
- Price: $97/month
- Profit Target: $3,000
- Daily Loss Limit: $1,200
- Max Loss Limit: $2,500
The Starter account is designed for beginner traders. It’s the most affordable and offers a straightforward path to funding. Key benefits include weekly payouts after five winning days (as low as $100/day), no buffer zone, and no activation fees.
However, the daily loss limit and contract scaling rules might feel restrictive. Initially, you’re capped at one mini or 10 micros until you reach $1,000 in profit. It’s a slow start, but it ensures you don’t over-leverage early on.
Expert Plan
- $50K Account Price: $227/month
- Profit Target: $4,000
- No Daily Loss Limit: A big plus for aggressive traders.
- Max Contract Size: 5 minis or 50 micros
The Expert Plan removes scaling restrictions and the daily loss limit, giving you more flexibility in how you trade. However, it comes at a higher cost and introduces a payout buffer zone.
For example, in a $50K account, you need to maintain a $52,100 balance to be eligible for payouts. While this adds a layer of challenge, you can withdraw 60% of profits before hitting the full buffer if necessary.
Milestone Plan: Straight to Funded
The Milestone Plan is essentially a straight-to-funded option with four phases. It’s ideal if you want to skip evaluations and start earning sooner.
- One-Time Payment:
- $50K: $445
- $100K: $555
- $150K: $665
- Profit Targets per Phase:
- $50K: $3,000 per phase (12K total)
- $100K: $6,000 per phase
- $150K: $9,000 per phase
The best part? You can withdraw up to $2,000 per phase (more for larger accounts) as you progress. Upon completing all phases, you’re moved to a live static account with no trailing drawdown.
Consistency Rule: This plan enforces a 20% consistency rule, meaning no single trading day can contribute more than 20% of your total profit. While restrictive, it promotes disciplined trading.
Starter Plus: A Hybrid Option
For those seeking a middle ground, the Starter Plus account balances affordability with flexibility.
- Price:
- $50K: $127/month
- $100K: $267/month
- $150K: $377/month
- Profit Targets:
- $50K: $3,000
- $100K: $6,000
- $150K: $9,000
- Daily Loss Limits: None for higher tiers, providing more room to trade.
Payouts: What You Need to Know
- First Payouts: Require a minimum of five winning days and profit thresholds.
- Profit Split: 100% on the first $10,000, then 90/10 thereafter.
- Know Your Customer (KYC): Complete your KYC process before requesting payouts to avoid delays or denials.
Is My Funded Futures Right for You?
If you’re looking for low-cost options with clear profit paths, My Funded Futures is worth considering. Their no activation fees and flexible plans stand out, but some rules (like consistency and payout buffers) may feel restrictive for more aggressive traders.
For beginners, the Starter account offers a low-risk way to get started, while experienced traders might prefer the Expert or Milestone plans for greater freedom and earning potential.
Let us know your thoughts! Which plan suits you best, or what’s your experience been with My Funded Futures so far?
Stay tuned for more updates, reviews, and insights into the prop firm space!
